Real Estate Lending Services

Whether you want to purchase your first home or just want to use part of your home's value to pay for college expenses or debt consolidation, UARK would like to be the source for your mortgage and home equity needs.

Home / Mortgage Loans
For many, buying a home is the largest and most important investment a person can make. Have peace of mind knowing your investment is safe and secure with UARK!

Basics of a UARK FCU Mortgage Loan
Restricted to properties in Arkansas only;
Once the loan application is turned in, there is a 45-day lock on the rate;
An appraisal fee is required after the pre-approval and costs approximately $275.00 - 350.00 on average;
On home loans, 5% down is required, along with a 1% origination fee plus closing costs.

UARK offers a low fixed and adjustable rate mortgage program for your primary residence. If you already own your own home and simply want to refinance your existing real estate loan from another financial institution, UARK Federal Credit Union can make the process simple and cost efficient.

Are you anxious to know the potential financing you could receive on the home of your dreams? Well, give our Mortgage Calculator a try to determine the financing for a mortgage that you could qualify for with UARK!

If you would like to attain a Home/ Mortgage Loan Application Packet or want more information on UARK's Mortgage Loan Program, please contact us. We will be happy to assist you with all of your home-buying needs.

Home Equity Loans
If you are looking to consolidate your bills, fund your child's college tuition, or even plan the wedding of your dreams, UARK'S Home Equity Line of Credit(HELOC) is a cost effective way to put your home's value to work for you!

Home Equity Basics
Equation for Determining Equity Availability:
Fair Market Value* X 95% - All Existing Liens = Equity Available

For more information regarding UARK's real estate lending services, please click here.