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Secured Loans


 New and Used Auto Loans

UARK Federal Credit Union is the place to finance your next new or used auto!  With offers to qualified members of up to 110%, backed by Low Interest Rates, why wait? That's right! You could virtually put no money down and get the car you have always wanted. Simply fill out the Loan Application to get pre-approved. You don't even have to be a member with us to apply!

Curious as to what you should pay for that awesome ride you have your heart set on? Try our Loan Calculator for an idea of what your payments could be.

Sign at the Dealership

We have partnered with select auto dealers all over the state of Arkansas to offer auto loans directly at the dealership.

We know that car shopping happens when your schedule allows, and sometimes that means when we’re not open.  With the new UARK Federal Credit Union Dealer Direct Financing program, you can go car shopping at your convenience and still finance with your credit union.  When you make your deal and sit down with the dealership finance manager to finish the transaction just say, “ I want ARCUSO financing with UARK Federal Credit Union.” They have all the paperwork to process your credit union loan on the spot!

So whether you get your auto loan pre-approved ahead of time with one of our loan officers or go to the dealership at night or over the weekend, credit union financing is always available!

New or Used Boat Loans

You won't be telling fish tales when you go out on the lake with your boat financed here at your credit union! From the basic bass boat to a luxury yacht, UARK finances all of them! To make your dreams become a reality, Apply Today!

Motorcycle and ATV Loans

Let the wind be the only thing between you and open road. Whether it is a dirt bike or a hog, finance your next bike or ATV here at UARK. We have competitive rates and with up to 100% financing, you will be in hog heaven before you know it! So let UARK help you drive away in that bike of your dreams by Applying now.

Recreational Vehicles

If your idea of the open road is traveling around Arkansas or around the country, a RV loan will get you rolling! You can even set up the loan payments as automatic transfer monthly from your account at the credit union; then you can enjoy the freedom to travel by having your payments transferred automatically from your account here without having to worry. So get ready for the open road and fill out a Loan Application today!

Share and Certificate Secured Loans

Looking for instant loan approval? You can qualify for a share secured loan for any amount up to the available balance in your Share Savings or Share Certificate account(s). Rates are only 2% above what you are earning on your share or certificate. Apply online today.

  • Continue to earn dividends on savings
  • Can borrow at interest rates lower than unsecured loan rates.
  • Finance up to 100% of available shares
  • Reported to credit reporting agencies to help you to build credit
  • Can be secured by any type of savings except IRAs

For more information regarding UARK's vehicle loans, call one of our Loan officers, stop by or apply online.

Need a value on a certain vehicle? Check it out on NADA