Virtual Branch

Real Estate Loans

Whether you want to purchase your first home or just want to use part of your home's value to pay for college expenses or debt consolidation, UARK would like to be the source for your mortgage and home equity needs.

Home / Mortgage Loans
For many, buying a home is the largest and most important investment a person can make. Have peace of mind knowing your investment is safe and secure with UARK!

UARK offers a low fixed and adjustable rate mortgage program for your primary residence. If you already own your home and simply want to refinance your existing real estate loan from another financial institution, UARK Federal Credit Union can make the process simple and cost efficient.  Click here to apply now.


If you would like to attain a Home/ Mortgage Loan Application Packet or want more information on UARK's Mortgage Loan Program, please contact us. We will be happy to assist you with all of your home-buying needs.

Home Equity Loans
If you are looking to consolidate your bills, fund your child's college tuition, or even plan the wedding of your dreams, UARK'S Home Equity Line of Credit(HELOC) is a cost effective way to put your home's value to work for you!

Home Equity Basics
Equation for Determining Equity Availability:
Fair Market Value* X 80% - All Existing Liens = Equity Available


mtg calc

Call our Mortgage Lending Department today

at 479-521-1199