Virtual Branch

Checking

Basic Share Draft Account

After joining UARK you can open your Basic Share Draft (Checking) Account. Forget about the large opening deposits, high daily balance requirements and service charges. UARK checking is a simple and easy account that saves you money.

When checking with UARK, you'll receive numerous benefits including:

  • No Minimum Balance Requirement
  • No Monthly Service Charge
  • Deposits are Posted Immediately
  • Itemized Monthly Statements
  • Free ATM Card
  • Unlimited Check Writing
  • Free VISA Check Card
  • Internet Home Banking
  • Online Bill Pay
  • 24-Hour Telephone Teller

Access Share Draft Account

At UARK we know how quickly an accidental overdraft can snowball. We are proud to offer Access to a checking account for folks who need a second chance*!

Access Share Draft Account benefits include:

  • Access to checking for members who may have been turned away elsewhere*
  • Deposits are Posted Immediately
  • Free ATM Card
  • Itemized Monthly Statements
  • No Per-Check Fees
  • $8 monthly service charge, waived when $200 balance maintained
  • Free VISA Check Card
  • Internet Home Banking
  • Online Bill Pay
  • 24-Hour Telephone Teller

*Some restrictions apply

 

Premier Share Draft Account

Interested in earning dividends on your checking? Check out our Premier Share Draft Account! Direct deposit your payroll check and we will waive the service charge and still pay you dividends!

Premier Share Draft Account benefits include:

  • Earn Dividends on average daily balances > $1000
  • Deposits are Posted Immediately
  • Free ATM Card
  • Itemized Monthly Statements
  • No Per-Check Fees
  • $5 monthly service charge waived with direct deposit
  • Free VISA Check Card
  • Internet Home Banking
  • Online Bill Pay
  • 24-Hour Telephone Teller

55 Plus Account

Hey Seniors!

If you are 55 years of age or older you are entitled to receive some great products and services simply by opening our 55 Plus Checking!

Enjoy all of the benefits of the Premier Share Draft Account plus all of these great additional benefits:

  • FREE Checks
  • FREE Cashier's Checks
  • FREE Credit Union Checks
  • FREE Money Orders
  • FREE Notary Service

Click Here to see our current deposit rates.

Visit our Disclosures page for additional details regarding our accounts.

News

03.02.15

Click Here to see

our current

Deposit Rates.

Have you experienced possible fraud?

Contact us!

To report your VISA Check Card lost or stolen,

after business hours, 

please call 800-472-3272.