Financial Wellness
Free financial counseling and credit score monitoring to help you feel more confident about your money.
Schedule Free CounselingFree Financial Counseling
Managing money can feel overwhelming, but you do not have to figure it out alone. UARK Federal Credit Union offers free, confidential financial counseling for members to help you build a plan, reduce stress, and move forward with confidence.
✔ Personalized guidance
✔ No judgment — just real support
Meet Your Financial Counselor
Cole Bradley
Financial Counselor
Cole works one-on-one with members to simplify finances, create realistic budgets, review credit, reduce debt, and build a plan for long-term success.
Email: cole@uarkfcu.com
Call/Text: 479-313-8899
Contact ColeWhat We Can Help With
Debt Management
Build a strategy to reduce debt and create more breathing room in your budget.
Budgeting
Create a practical monthly budget that works for your lifestyle and goals.
Credit Review
Understand your credit report, credit score, and ways to improve over time.
How It Works
Reach Out
Contact Cole to schedule your free counseling session.
Choose how to Meet
Meet in person, by phone, or virtually — whatever works best for you.
Build a Plan
Walk away with practical next steps designed around your financial goals.
Ready to Take the First Step?
Small changes today can lead to big results tomorrow.
Schedule Your Free SessionCredit Confidence with SavvyMoney®
SavvyMoney® is a free credit score report and monitoring program available inside online banking. View your score, track changes, simulate financial decisions, and stay informed.
Your Credit Wellness Dashboard
Credit score access inside online banking
Why Members Love It
SavvyMoney helps you stay aware of your credit health with alerts, score updates, and educational tools — with no hard inquiries.
Log In to Enroll📊 Score Access
View your credit score directly inside online banking.
🔔 Alerts
Receive notifications when your credit file changes.
🧠 Simulator
See how financial decisions may impact your score.
📈 Daily Updates
Track your progress with updates and no hard inquiries.
SavvyMoney® services are provided by SavvyMoney, Inc. and are for educational purposes only. Information provided does not represent accounting, tax, legal, real estate, mortgage, financial planning, or investment advice by UARK Federal Credit Union. Credit score information within SavvyMoney® may differ from credit scores used for loan rates or loan approval purposes.