Vehicle Loans


For more information regarding UARK’s vehicle loans, contact one of our Loan Officers today or simply fill out the Loan Application to get pre-approved. You don’t even have to be a member with us to apply!


New and Used Auto Loans

UARK Federal Credit Union is the place to finance your next new or used auto! With financing to qualified members of up to 125%, backed by Low Interest Rates, why wait? That’s right! You could get the car you’ve always wanted! Simply fill out the Loan Application to get pre-approved. It’s free to apply and you don’t even have to be a member!

Click Here for our latest Special!

Rates Effective: 08/21/2023

Rates Starting At:

  • 0-36 Mos.     37-48 Mos.     49-72 Mos.    73-84 Mos.                                             5.90%*             6.20%*                6.75%*             6.85%*

  • 0-36 Mos.     37-48 Mos.     49-72 Mos.    73-84 Mos.     

          6.40%*             6.70%*                7.35%*        7.55%*          

  • 0-36 Mos.     37-48 Mos.     49-72 Mos.    73-84 Mos.

       7.65%*             7.95%*                8.60%*               N/A

APR*-Annual Percentage Rate. Terms and conditions apply. Credit subject to approval (Risk Based). Rate and terms subject to change without notice. Discounts may apply (i.e. checking account, payroll deduction, A+, green/e-statement, or 10 years on job. Document Preparation Fee: $50.00 for loans =>$2,000, $35.00 for loans < $2,000)


Sign at the Dealership

We have partnered with select auto dealers all over the state of Arkansas to offer auto loans directly at the dealership.

We know that car shopping happens when your schedule allows, and sometimes that means when we’re not open. With the UARK Federal Credit Union Dealer Direct Financing program, you can go car shopping at your convenience and still finance with your credit union. When you make your deal and sit down with the dealership finance manager to finish the transaction just say, “ I want ARCUSO financing with UARK Federal Credit Union.” They have all the paperwork to process your credit union loan on the spot!

So whether you get your auto loan pre-approved ahead of time with one of our loan officers or go to the dealership at night or over the weekend, credit union financing is always available!