Real Estate Loans

Whether you want to purchase your first home or just want to use part of your home’s value to pay for college expenses or debt consolidation, UARK would like to be the source for your mortgage and home equity needs.

Home Loans

For many, buying a home is the largest and most important investment a person can make. Have peace of mind knowing your investment is safe and secure with UARK!

UARK offers low fixed and adjustable rate mortgage programs for your primary residence. If you already own your home and simply want to refinance your existing real estate loan from another financial institution, UARK Federal Credit Union can make the process simple and cost efficient. Apply now.

If you would like to attain a Home/ Mortgage Loan Application Packet or want more information on UARK’s Mortgage Loan Program, please contact our mortgage loan officers. We will be happy to assist you with all of your home-buying needs.

Home Equity Loans

If you are looking to consolidate your bills, fund your child’s college tuition, or even plan the wedding of your dreams, UARK’S Home Equity Loan or Home Equity Line of Credit (HELOC) is a cost effective way to put your home’s value to work for you! Apply now.

Home Equity Basics

Equation for Determining Equity Availability:
Fair Market Value* x 80% – All Existing Liens = Equity Available

Physician Home Loans

You have achieved your goal of becoming a doctor and UARK Federal Credit Union has financing options designed just for you!

We offer up to 100% financing, low fixed or adjustable rate options with no Private Mortgage Insurance (PMI) allowing you financial flexibility.  Whether you are looking to purchase your new home or refinance your existing home, we are here to help you every step of the way.  Apply now.

Designed for medical professionals including Medical Doctors (MD), Doctors of Osteopathy (DO), Doctors of Pediatric Medicine (DPM), Doctors of Optometry (OD), Doctors of Dental Science (DDS), Doctors of Dental Medicine (DMD), Doctors of Pharmacy (PharmD) and Residents, Licensed Interns and Fellows in MD, DO and DPM programs.

Land Loans

We have fixed or adjustable rate options for financing raw, unimproved land at competitive interest rates!  If you are interested in our land loan programs, please contact our mortgage loan officers.  We will be happy to assist you. Apply now.