Savings

Basic Savings

When you obtain your Share Account, you not only obtain an interest bearing savings account, but also become a part owner of UARK FCU! To enjoy all the benefits from credit union affiliation, a minimum balance of $5 is all that is required. Whether you use your share account to provide you with a cushion for emergency situations or special purchases, you can rest assured your money will always be accessible to you when needed. Competitive dividends are compounded and paid monthly.

Special Savings

With a higher rate of interest than our Basic Savings accounts, our Summer Saver and Christmas Club accounts are a great way to save for the perfect summer vacation or the added expense of the holiday season.

Transfer or withdraw funds with no penalty from your Summer Saver, June 1st thru August 31st and Christmas Club, October 1st thru December 24th. Some restrictions apply, inquire for details.

Super Share Account

For savings accounts with a $20,000 average daily balance or more, our Super Share account is a great way to earn a higher rate of dividends while still maintaining liquidity.

Penny Savers’ Club

It’s never too early to start teaching children the importance of saving money.

UARK’s Penny Savers’ Club promotes financial literacy by rewarding children who save. Earn one wooden penny for every $5 deposited in person to be spent at Penny’s store. The more you save, the more you can buy!

Additionally, club access allows kids to participate in special contests and giveaways only available to Penny Savers’ Club members.

IRA Savings

Retirement may seem like a way off, but at UARK FCU we can make it easy to work towards your dream.

We offer both Roth and Traditional IRA’s and can be invested in either an IRA Savings or an IRA Share Certificate.